Hoover Bankruptcy Lawyer
Filing for Bankruptcy in Jefferson County
Few things in life are more stressful or overwhelming than dealing with the weight of significant debt. If you are currently struggling with insurmountable debts, relief is possible. One option is filing for bankruptcy, which can help you regain control of your finances and set you on the path to financial freedom.
At Pleasant Legal Solutions, we help clients throughout Jefferson County file for bankruptcy. What’s more, we are here to help you understand the process, including the different types of bankruptcy, the pros and cons of each, and which solution is best for your unique situation. Our Hoover bankruptcy attorney, Jeanetta Pleasant, has extensive experience and has helped more than 1,000 clients successfully navigate the bankruptcy process. Learn how we can help you today.
Call (205) 736-8984 or contact us online for a free, no-obligation consultation. We are here to answer your questions and address any concerns you may have.
Types of Bankruptcy
There are several different types of bankruptcy, each with its own set of eligibility requirements and its own pros and cons.
The two most common types of bankruptcy include:
- Chapter 7: Chapter 7 bankruptcy allows for the liquidation of certain debts. Rather than repaying your creditors, you can have debts discharged in exchange for selling certain nonexempt assets, such as non-primary residences and expensive vehicles.
- Chapter 13: Chapter 13 allows you to restructure and repay your debt over time. Typically, you must come up with a repayment plan that must be approved. In most cases, Chapter 13 lets you keep most if not all of your assets and properties.
Other types of bankruptcy include Chapter 11, Chapter 12, Chapter 15, and Chapter 9. These are much rarer, however; most people facing significant consumer debts qualify for either Chapter 7 or Chapter 13 bankruptcy.
How the Bankruptcy Lawyer at Pleasant Legal Solutions Can Help
Navigating the bankruptcy process can be extremely difficult, especially when you are dealing with the stress of creditor calls and other collections processes. At Pleasant Legal Solutions, we are here to guide you through the entire process so that you can focus on regaining financial control.
Our Hoover bankruptcy lawyer can assist you in determining whether bankruptcy is the best option for you based on the details of your situation, as well as which type of bankruptcy is best suited to your circumstances. Our team can answer your questions and address your concerns throughout the process, all while aiding in filing paperwork, meeting eligibility requirements, and avoiding common mistakes.
Our goal is to make the process as simple and stress-free as possible for you. We invite you to reach out to our firm today to learn more during a free initial consultation. We proudly serve clients in Hoover, Birmingham, Bessemer, and the surrounding areas. We offer payment plans and have a success rate of over 95% in bankruptcy and related cases.
Give us a call at (205) 736-8984 or contact us online using our secure form.
We are here to help you start your path toward financial freedom.
Get started with a free consultation today.
We can help you file your bankruptcy with no money down.
Get the support you need with flexible payment plan options.